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Shares 0 Pivotal moments come around only so many times in life.
The same can be said for pivotal people.
When I was 18 I thought real wealth meant a big house and flashy car.
After meeting that person, I quickly realized that I was wrong.
Over the course of a few months, my thoughts about money were completely reshaped and my financial outlook changed forever.
Up until that point in my short life, I had a very limited and distorted view of money and wealth.
I was the youngest of four children in a poor family.
Ironically, our trailer home was on the right side of the tracks which meant I was fortunate enough to attend a good school from kindergarten all the way up through high school.
I am not kidding.
I can vividly recall sitting at that desk with a piece of scrap paper and meticulously combing over how much I would expect to pay for a mortgage on a double wide and all the other expenses that go along with home ownership.
My circle of influence was small and the bar was set low.
At 18 years old, that was the future I envisioned for myself.
Obviously, rich is a relative term, but I was seriously impressed by anyone who lived in a real house.
And since I attended a good school in a good area, a lot of my friends lived in real houses.
In high school, I can remember driving to a new development to visit a friend at his new house.
As I walked through the door I was greeted with a sea of white towering walls, a vaulted ceiling, and an impressive staircase.
I watched from the kitchen as my friend hurriedly descended the staircase to say hello.
I just knew they could afford a big house in a nice neighborhood.
Caution: Adulthood Ahead My 2nd birthday in our trailer.
I carried that memory with me through the end of high school and into the start of adulthood.
In my family back in the 90s, when you turned 18 years old, you were considered an adult.
They literally pushed me out of the nest to fend for myself as an adult.
Hence, my parents taught me how to fill out checks to pay monthly expenses and expected me to do so.
These were different times, I tell ya.
My First Real Job I had typical fast food and not-so-typical sexing chicks part-time jobs throughout my teenage years, but I landed my first real job about a year after I graduated high school.
After working for a certain global corporation for about 9 months as a temp, I was brought aboard as a permanent, full-time, day-shift employee.
My job was to solder electrical components together in a prototype laboratory.
It paid better than minimum wage and came with good health benefits and a matching 401k plan for all employees over the age of 21.
Both things to have.
And I gotta say, I felt pretty darn proud of myself.
That was better than most adults in my circle.
Then, one day, my circle changed.
Personal Perspective How does that old saying go?
You are the average of the five people you spend the most time with.
Part of orientation for my new job was to walk around with a seasoned employee to meet everyone.
Meeting everyone meant walking to the other side of the hallway where the engineers and managers worked.
Stepping through the door was like stepping into a different world.
It was a luxurious technological space littered with smart people, impressive computers, 2019 railways tastefully-decorated conference rooms.
I worked in the prototype lab.
That meant I had to work side by side with the engineers from the other side to get new components into production.
Over the course of my first few months, I got to know that cool engineer pretty well.
Eccentricity Breeds Attraction My worldly exposure up until that point was almost non-existent.
The engineer was the opposite of everything I ever knew.
He grew up in Summit, New Jersey.
His backyard overlooked the Manhattan skyline and he graduated from Drew and Rutgers.
He was different, eccentric even.
Kept a pulse on real estate?
That was the first time I ever heard that phrase, let alone from someone so young.
He talked about his jaunts to the Jersey beach and NYC on the weekends and I saw wads of cash in his wallet whenever I was close enough to get a glimpse.
Conversely, I also watched how to win at playing slot machines he fixed his own car, bought things on sale, and wore clothes that were old and sometimes not perfect.
A few of his favorites had small holes here and there that he would repair if they got too tattered.
Seeing him in the evenings with a needle and thread as we watched TV was not an unusual event.
Mind you, he was never flashy about his wealth.
He was actually very subtle and mad money 2019 about his life and his financial position.
I was just astute in recognizing his position as being quite a few levels higher than mine.
Changing Direction Long after changing direction.
Just a pic of me on Lake Champlain.
He knew my knowledge of life was limited but he also saw my potential and desire to do better.
One day I was helping him with a project at work when he asked why I was working there and not in college.
I felt my face turn every shade of red as I glared down at my workbench.
Again, he opened my eyes to something I never heard of before.
That day he explained to me that college should be my 1 priority and that my job should be a distant second.
Looking back, I learned something about myself that day.
From that moment on, I set my sights on a how to win at playing slot machines degree and a better life.
I secretly applied to the local community college and was…wait for it…ACCEPTED.
I had no idea at the time that community colleges had open-admissions policies.
The Old Apartment And How to win at playing slot machines Rusty Datsun As time went on, we started going to lunch here and there and hanging out on the weekends.
One Friday after work he surprised me with a trip to New York Mad money 2019 />Since I was still only 19 years old, my mom wanted to talk to him before we left.
Whoa, when I heard that conversation I felt totally at ease and excited.
On that trip, I saw the house he grew up in and met his sister.
We went to the top of the World Trade Center, ate dinner in the Seinfeld diner, and ascended the spiral in the Guggenheim.
I was in awe.
Pivoting As time passed and I got to know him more and more, I realized that, despite his dumpy studio apartment and rusty old Datsun, he was rich.
His family was rich.
And he was MY friend.
Did that mean I could rise to his level?
Did that mean he was now in my circle of influencers?
It just goes to show you that pivotal people can and do walk into your life when you least expect them.
That engineer from the other side of the hallway became the first pivotal person that entered my life how to win at playing slot machines changed my financial outlook forever.
I no longer look at binary options no deposit bonus december 2019 houses and automatically think the people who live in them are rich.
The former being people who have accumulated way more assets than liabilities.
I bought that book on CD and still own it today.
It made me realize that my engineer friend with his little apartment and crappy car was not an anomaly.
He fell into the category of the millionaire next door.
I allowed future relationships to derail my progress.
But, despite it all, those lessons stayed with me.
I eventually met Mr.
MMM and got back on track.
Life is a process and a journey and I intend to enjoy it every step and misstep along the way.
Did how to win at playing slot machines have a pivotal money person in your life?
What a great story.
Reminded me of a much older gentleman that I worked with long ago.
Not sure how he knew that I was very focused on budgeting and had come into some money, 25K.
He taught me about dollar cost averaging and probably okayed the index mutual fund I had been eyeing.
All I knew is I wanted to safely make money with my new found win and not touch it for years.
Thank heavens for it more than paid for my college when I went and that money served me well in the past 20+ years.
That is a fantastic story.
In fact we are still in the same house we moved into after that trailer, decades ago.
We drive https://free-deposit-slots.website/2019/tesco-bonus-clubcard-points-2019.html that are over ten years old, but they are still great cars and do everything we need them to do.
We just never got a huge thrill out of buying things, we have more fun finding bargains in the things mad money 2019 really want and need.
Sending you a virtual high-five for living in that trailer!
What a launch pad for what sounds like a wildly successful financial life.
My name is Lisa.
My husband and I started Mad Money Monster to help other people just like us.
Up until a few years ago, we weren't making our finances a priority and needed a reboot.
After that, our wealth started to skyrocket.
So if you're looking for inspirational stories and advice to live your best life, you're in the right place.
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